8Twelve Mortgage Disclosure

Welcome! We are excited you have decided to consider SideDrawer’s Mortgage Simple Referral Program to meet your mortgage needs. Whether you are looking to finance your first home or considering mortgage refinancing to consolidate and eliminate your debt, our mortgage simple referral process and partner can contribute to your financial wellbeing.

SideDrawer’s objective is to provide professionals and their clients a secure platform for collaborating on their confidential, sensitive and private documents. We believe a mortgage application process exposes professionals and clients given the vast amount of sensitive information contained within the documents required for the application process. This unique integration eliminates the need of using unsecure methods to transmit this sensitive information, while providing a seamless user experience.

 IMPORTANT LEGAL DISCLOSURES AND ACKNOWLEDGMENTS

The professional who provided you with this referral (the “Representative”) is an independent professional client of SideDrawer Inc. (“SideDrawer”). Representatives may hold a life insurance licence, a mutual fund registration, both a life insurance licence and a mutual fund registration, or neither, but are not registered mortgage brokers.

Neither the Representative nor SideDrawer are affiliated with 8Twelve Mortgage Corp. (“8Twelve”). The Representative is facilitating your introduction to 8Twelve pursuant to a referral agreement among 8Twelve, Representative and SideDrawer. Pursuant to that agreement, Representatives can only make simple referrals to 8Twelve and are not authorized to sell or offer to sell mortgages.

Representative’s role is limited to introducing you to 8Twelve, except as otherwise permitted by applicable law, so that you yourself may obtain information from 8Twelve about obtaining a mortgage. You must communicate directly with 8Twelve yourself to determine if obtaining a mortgage through 8Twelve is suitable for your needs.

SideDrawer and Representative will receive a fee paid by 8Twelve for each referral that results in closed mortgages with 8Twelve. The Representative will be paid a referral fee equivalent to 17.5% of all compensation received by 8Twelve for closed mortgage referrals. SideDrawer will collect a fee equivalent to 7.5% of all compensation received by 8Twelve for closed mortgage referrals as a platform fee for enabling the seamless technology integration.

8Twelve may collect, record, use and share your personal information with SideDrawer and the Representative for administrative purposes related to the referral program, including but not limited to compensation and audit purposes.

All concerns, issues or questions regarding the usability or functionality of the SideDrawer and 8Twelve integration should be directed directly to SideDrawer’s Customer Support at support@sidedrawer.com. Please contact 8Twelve if you have any questions or require any clarifications related to your mortgage at info@8twelve.mortgage.